Creamy Banana Bread

Featured in Fresh-Baked Comfort.

This loaf blends sweet banana bread with a creamy cheesecake center. Ripe bananas and everyday ingredients make two moist loaves, ideal for breakfast, a snack, or sharing.
Aisha
Updated on Sun, 13 Apr 2025 11:18:23 GMT
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Take a bite of super soft banana bread with a hidden velvety cheesecake surprise tucked inside. This cream cheese banana bread brings together two favorite desserts in one amazing loaf. I've tweaked this recipe many times, and now it's the number one breakfast treat everyone asks for when we get together.

I brought both loaves to our family get-together last weekend, and they were gone before everyone finished their first cup of coffee. Everyone wanted to know the secret behind that amazing cream cheese layer.

Key Components

  • Ripe Bananas: Pick three with dark spots for better flavor
  • Cream Cheese At Room Temp: Makes the perfect middle layer
  • Sour Cream: Keeps your bread incredibly soft
  • Brown And White Sugar: Balances sweetness and keeps everything moist
  • Eggs Not Cold: Needed for both layers to mix right
  • Real Vanilla Extract: Boosts taste in bread and filling

Step-By-Step Preparation Guide

Making The Filling:
Use properly softened cream cheese - it's the key to smoothness. Mix with sugar until completely lump-free, then fold in egg, vanilla, and flour. You want a silky mixture that'll become your tasty surprise inside.
Creating The Bread Mix:
Smash overripe bananas until mostly smooth with some small chunks left. Stir in melted butter and both types of sugar until combined. Add eggs, vanilla, and sour cream, mixing until everything looks even. You'll get a thick but pourable mix.
Putting It Together:
Add roughly two cups of banana mixture to each pan. Spoon cream cheese filling on top, then spread it around gently. Cover with leftover banana mix, making sure to completely hide the cream cheese filling.
Baking It Right:
Cook in a 350°F oven for about 50-55 minutes. Stick a toothpick in the bread part - you want damp crumbs, not wet batter. Look for a golden brown top with some natural cracks.
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I came up with this recipe because I love both cheesecake and banana bread. One day while making each separately, I wondered what would happen if I put them together. The result turned out way better than I expected.

Keeping It Fresh

Put your bread in a sealed container on the counter for up to a week. Even though there's cream cheese inside, you don't have to put it in the fridge, though you can if you want. If you do refrigerate it, let it warm up before eating for the best texture.

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Banana Tricks

Save super ripe bananas in your freezer for baking later. Just peel them before freezing. When you need them, let them thaw and they'll be mushy and ready for your bread. Remember, browner bananas make sweeter, tastier bread.

Fun Twists

Throw in some walnuts or chocolate chips to give your bread more texture. Try adding cinnamon to your cream cheese for a warm flavor kick. Sprinkle streusel on top before baking for a crispy finish. Any way you change it, you'll still get that amazing cream cheese surprise.

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Best Cream Cheese Banana Bread Recipe | cookingflavor.com

Closing Thoughts

This Cream Cheese Banana Bread brings together two amazing treats in perfect harmony. Every slice gives you the comfort of banana bread plus that fancy cream cheese middle. Whether you're hosting friends for breakfast or just want to make your banana bread extra special, this recipe shows how mixing two good things can create something even tastier. It's more than just bread now, it's proof that getting creative in your kitchen leads to the best surprises.

Frequently Asked Questions

→ How ripe do the bananas need to be?
The sweeter, the better! Look for heavily spotted, very ripe bananas.
→ Can I store this in the freezer?
Absolutely! Wrap tightly in plastic wrap, then foil, and keep frozen for up to three months.
→ Why does room temperature matter?
Warmer ingredients mix more smoothly for even texture in your bread.
→ Can I cut the recipe in half?
Yes, just use half the amounts to make a single loaf in a 9x5-inch pan.
→ What's the best way to store this bread?
Keep it in an airtight container—3 days at room temp or up to 7 in the fridge.

Creamy Banana Bread

Soft banana bread with a rich cheesecake filling. A great way to use overripe bananas for a tasty treat.

Prep Time
20 Minutes
Cook Time
85 Minutes
Total Time
105 Minutes
By: Aicha

Category: Breads & Muffins

Difficulty: Intermediate

Cuisine: American

Yield: 2 Servings (2 loaves)

Dietary: Vegetarian

Ingredients

→ For the Filling

01 1 block (8 ounces) cream cheese, softened
02 ½ cup (100g) white sugar
03 1 large egg, at room temperature
04 1 teaspoon pure vanilla
05 1 tablespoon plain flour

→ For the Bread

06 3 overripe bananas
07 ½ cup (113g) melted butter
08 ½ cup (100g) white sugar
09 ½ cup (100g) packed brown sugar
10 2 large eggs, at room temperature
11 ½ cup sour cream, softened
12 2 teaspoons pure vanilla
13 2 cups (256g) plain flour
14 1 teaspoon baking soda
15 ½ teaspoon baking powder

Instructions

Step 01

Turn the oven on to 350°F. Coat two 9x5-inch loaf tins with spray that stops sticking.

Step 02

Blend cream cheese with sugar until there are no lumps. Add the egg and vanilla, mixing well. Stir in the flour just to combine. Put aside for later.

Step 03

In a big bowl, mash bananas. Add melted butter and both types of sugar, stirring until smooth. Mix in eggs, sour cream, and vanilla until fully blended.

Step 04

In a separate bowl, whisk baking powder, baking soda, and flour together. Slowly mix this into the banana mixture until just combined.

Step 05

Split 2 cups of the batter evenly between the two pans. Gently spread the cream cheese mix on top. Cover with the rest of the batter.

Step 06

Pop into the oven for 50 to 55 minutes, or until a toothpick in the middle comes out mostly clean with a few moist crumbs. Let it cool before enjoying.

Notes

  1. Using room temp items gives better results
  2. Keep airtight for freshness
  3. Perfect for using up old bananas

Tools You'll Need

  • Two loaf tins (9x5 inches)
  • Electric hand mixer
  • Bowls for mixing
  • Measuring tools

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Has dairy
  • Has eggs

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 285
  • Total Fat: 12 g
  • Total Carbohydrate: 42 g
  • Protein: 5 g