Loaded Cheese Meatloaf

Featured in Family Dinner Favorites.

This casserole brings together two favorites: meatloaf and loaded potatoes. Layers of beef, creamy mashed potatoes, cheddar, and bacon make it a satisfying, easy family meal. It’s great for prepping ahead, too!
Aisha
Updated on Sun, 13 Apr 2025 15:41:10 GMT
A casserole filled with melted cheese and crispy bacon. Pin it
A casserole filled with melted cheese and crispy bacon. | cookingflavor.com

Hearty Meatloaf Potato Bake blends the satisfying goodness of traditional meatloaf with a rich, creamy potato topping for true comfort cooking. It layers a flavorful meat base with smooth potatoes, gooey cheddar, and crunchy bacon bits, creating a filling meal that's packed with taste.

When I made this for our family dinner recently, my meatloaf-hating brother-in-law actually grabbed another helping. That rich, cheesy top layer totally changes what you expect from regular meatloaf!

Key Ingredients and Smart Shopping Advice

  • Ground Beef: Go for 80/20 meat-to-fat mix for the most juicy outcome
  • Breadcrumbs: Homemade or panko give you better bite
  • Mashed Potatoes: Make your own for best taste, though ready-made will do when rushed
  • Cheddar Cheese: Grate it yourself instead of buying pre-shredded for smoother melting
  • Bacon: Cook until crisp before adding to your dish
  • Worcestershire Sauce: This mystery ingredient adds amazing depth to your meat

Step-by-Step Cooking Method

  1. Get Your Oven Hot: Turn it to 375°F (190°C). This temp keeps your meatloaf moist while making sure it cooks all the way through.
  2. Mix Your Meat Layer: In a big bowl, toss together your beef, breadcrumbs, egg, milk, diced onion, garlic powder, salt, pepper, Worcestershire sauce, and half your ketchup. Mix it lightly with your hands - don't squish it too much or you'll end up with tough meat.
  3. Shape Your Bottom Layer: Push the meat mix into a greased 9x9-inch dish, making it flat on top. Spread the rest of your ketchup over it all to keep things moist.
  4. First Cooking Round: Pop it in the oven for 20-25 minutes until the meat's done but still tender. This first cook makes sure your meat is safe to eat before adding the toppings.
  5. Get Your Topping Ready: While that's cooking, have your mashed potatoes standing by. If you're making them from scratch, aim for a smooth, spreadable texture.
  6. Add Your Potato Layer: When your meat's cooked, spread the potatoes evenly on top. The warm meat helps you spread them more easily.
  7. Pile On The Good Stuff: Sprinkle your shredded cheddar over the potatoes, then add your crumbled bacon. These extras make this dish really special.
  8. Back To The Oven: Return your dish to the oven for another 10-15 minutes, until the cheese melts completely and starts bubbling at the sides.
  9. Get It Golden (If You Want): For an extra crispy, browned cheese top, switch to broil for 1-2 minutes, but watch it closely so it doesn't burn.
  10. Take A Break: Let it sit for 5-10 minutes before cutting into it. This helps everything stay together when you serve it.
A plate of food with bacon and cheese. Pin it
A plate of food with bacon and cheese. | cookingflavor.com

My first try at this dish taught me a valuable lesson - I mixed the meat too much and it came out tough as leather. Now I just blend until everything's combined for the perfect texture.

Perfect Prep-Ahead Dish

This bake is fantastic for planning ahead. You can put it all together up to a day before, keep it covered in the fridge, then just bake when you need it. You can even make the meat mix and potatoes separately, then throw them together right before dinner. For super busy weeks, cut leftover portions into single servings and pack them in containers for quick lunches that heat up wonderfully in the microwave.

A white bowl with a casserole in it. Pin it
A white bowl with a casserole in it. | cookingflavor.com

Tasty Twists

I love how flexible this dish is, which is why we eat it so often. You can try ground turkey instead of beef for something lighter, or go with sweet potato mash for extra vitamins. If you like spicy food, throw in some chopped jalapeños or swap in pepper jack cheese. My kids go crazy for our "pizza" version with Italian herbs, mozzarella, and pepperoni on top.

Money-Saving Meal

With prices going up everywhere, this dish helps stretch pricier items like meat and cheese to feed more folks for less cash. Just one pound of ground beef can feed 4-6 people thanks to that filling potato layer. Look for beef sales to stock up, and don't worry about using older potatoes - they mash up just fine and help cut down on wasted food.

What to Serve With It

This filling dish pairs best with lighter sides for a balanced meal. A basic green salad with a tangy dressing works great to cut through the richness. Cooked green veggies like broccoli or green beans add nice color and healthy balance. Adults might enjoy a glass of medium red wine alongside, while kids can have milk or fizzy water with this comforting dinner.

A close up of a delicious bacon and cheese casserole. Pin it
A close up of a delicious bacon and cheese casserole. | cookingflavor.com

Wrapping It Up

This Hearty Meatloaf Potato Bake has become my go-to comfort dish when hosting. It brings together the homey feeling of classic meatloaf with the fun of loaded potato toppings, making something that's both familiar and special. I'm always amazed how basic ingredients can turn into something that tastes this good. And nobody needs to know how simple it actually is to make!

Frequently Asked Questions

→ Can this be prepared early?
Sure! Make the meat layer ahead, chill it, and add toppings right before baking.
→ Are instant mashed potatoes okay?
Yep, instant potatoes work perfectly here.
→ What’s the best way to store leftovers?
Keep leftovers in an airtight container in the fridge for 3 days. Warm in the microwave or oven.
→ Is freezing this an option?
Absolutely. Freeze it before or after baking for up to 3 months, then let it thaw in the fridge before reheating.
→ Which sides work with this?
Pair it with steamed veggies, a green salad, or fresh dinner rolls.

Loaded Cheese Meatloaf

Savory casserole with a beef base, topped with mashed potatoes, bacon, and melted cheese for a hearty meal.

Prep Time
15 Minutes
Cook Time
40 Minutes
Total Time
55 Minutes
By: Aicha

Category: Main Dishes

Difficulty: Intermediate

Cuisine: American

Yield: 6 Servings (1 casserole)

Dietary: ~

Ingredients

→ Meatloaf Base

01 ½ teaspoon black pepper
02 1 tablespoon Worcestershire sauce
03 1 lb ground beef
04 1 large egg
05 ½ cup breadcrumbs
06 ¼ cup finely chopped onion
07 1 teaspoon garlic powder
08 ¼ cup milk
09 1 teaspoon salt
10 ½ cup ketchup, split into two portions

→ Topping

11 4 slices cooked bacon, crumbled
12 1 cup shredded cheddar cheese
13 2 cups pre-made mashed potatoes
14 2 tablespoons chopped green onions or chives (optional)

Instructions

Step 01

Set your oven to 375°F (190°C). Coat a 9x9 dish lightly with grease.

Step 02

Stir together the beef, breadcrumbs, egg, milk, onion, garlic powder, salt, pepper, Worcestershire sauce, and half of the ketchup until blended well.

Step 03

Place the meat mix into the dish, pressing it down evenly. Spread the rest of the ketchup over it and bake for 20–25 minutes until cooked through.

Step 04

Lay mashed potatoes over the meatloaf. Sprinkle the cheddar cheese and bacon crumbs on top.

Step 05

Pop it back in the oven for another 10–15 minutes until the cheese is melted and bubbly.

Step 06

Add a sprinkle of chives or green onions if you're using them. Let it cool down a bit before digging in.

Notes

  1. Make-ahead friendly
  2. Beef can be replaced with ground turkey or chicken

Tools You'll Need

  • Large bowl for mixing
  • 9x9 dish

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Includes dairy
  • Includes eggs
  • Includes wheat

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: ~
  • Total Fat: ~
  • Total Carbohydrate: ~
  • Protein: ~