Moist Chocolate Banana

Featured in Sweet Treats and Baked Favorites.

Once you try this chocolate-loaded banana loaf, you won’t believe how easy and delicious it is. Cocoa, chocolate chips, and ripe bananas make for a moist and sweet loaf that’s perfect for morning coffee or a quick dessert. Toss in some yogurt to keep it soft, and the aroma while baking is next-level amazing. It’s bound to be your go-to treat for those brown bananas on your counter!
Aisha
Updated on Thu, 27 Mar 2025 23:21:13 GMT
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Chocolate Banana Loaf | cookingflavor.com

This double chocolate banana bread takes those spotty bananas and turns them into something truly special - a treat that feels like both a casual snack and a fancy dessert. It's super chocolatey, wonderfully moist, and brings together that comforting banana bread feeling with an extra hit of chocolate goodness you won't be able to walk away from.

I've made this bread tons of times to get it just right. The secret's all about ingredient temps and how you mix everything together. The first batch I shared with my buddies left them shocked when I told them I started with old bananas!

Key Components

  • Bananas: They need those brown spots all over - that's when they're sweetest and juiciest
  • Unsweetened cocoa powder: Go for quality and freshness - Dutch-process gives the best results
  • Room temperature butter: This helps everything mix properly - too cold or melty and your texture suffers
  • Sour cream: Adds a lovely richness and helps the baking soda do its job
  • Hot water: Wakes up the cocoa flavor for a deeper chocolate taste
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Double Chocolate Banana Bread | cookingflavor.com

Baking Guide

Step 1:
Start by getting your pan ready - butter it well and add parchment with extra hanging over the sides. This makes taking the bread out super easy later.
Step 2:
Squish your bananas until they're completely smooth. You'll want about 1½ cups from four medium bananas. The smoother they are, the better your bread texture will be.
Step 3:
Mix your softened butter and sugar together until it's pale and fluffy, taking about 3-4 minutes. Don't cut this short - it's what gives your bread that perfect texture.
Step 4:
Put in eggs one by one, mixing well after each. Keep scraping down the sides to make sure everything mixes evenly.
Step 5:
In another bowl, mix flour, cocoa powder, baking soda, and salt through a sifter. This gets rid of lumps and makes sure the rising agent spreads out nicely.
Step 6:
Add your dry stuff to the wet stuff bit by bit, switching between adding hot water and sour cream. Mix just enough to combine - too much mixing will make tough bread.
Step 7:
Stir in chocolate chips with a spoon, but save some to sprinkle on top.
Step 8:
Pour the batter into your pan and bake at 350°F for 60-65 minutes, until a toothpick comes out with just a little bit of moisture.
Double Chocolate Banana Bread Pin it
Double Chocolate Banana Bread | cookingflavor.com

I got the idea for this from my grandma's old banana bread recipe, but added loads of chocolate to make it extra special.

Achieving Wonderful Texture

After many tries, I found that getting that fudgy texture comes down to a few things: Measuring everything correctly. Mixing in the right order. Baking at the right heat. Giving it enough time to cool.

Watching The Heat

Pay attention to temperature at these points: Eggs and butter at room temp. Water that's hot but not bubbling. Oven heated up beforehand. Letting it cool fully before slicing.

Fixing Common Problems

Quick answers for baking troubles: Too heavy? Check if your baking soda is fresh. Middle sinking? Keep the oven door closed. Chocolate chips all at bottom? Coat them in flour first. Stuck in the pan? Use a parchment paper sling.

Fun Twists To Try

While keeping the basic idea: Mix in some espresso powder for deeper flavor. Add swirls of tahini or almond butter. Throw in some toasted walnuts. Grate in some orange peel.

Keeping It Fresh

To make it last longer: Let it cool all the way first. Wrap in plastic then foil before freezing. Put wax paper between slices. Warm up to room temp before eating.

I've made this bread countless times, and what I love most is how flexible it is. It's great in the morning with coffee, as a snack during the day, or heated up with some ice cream for dessert - it fits any situation perfectly.

More Ways To Use This Recipe

I've found you can do so much more than just make a loaf: Small loaves make great gifts. Turn the batter into muffins. Bake it in a bundt pan. Even try it as a layer cake.

Beautiful Presentation Ideas

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Double Chocolate Banana Bread | cookingflavor.com

Make it look extra fancy with: Melted chocolate drizzled on top. A handful of fresh berries. A dollop of whipped mascarpone. Some toasted coconut flakes. A sprinkle of candied pecans.

Try It At Different Temperatures

The taste changes depending on how you serve it: Room temperature works great for breakfast. Slightly warmed makes a cozy dessert. Chilled gives a denser bite. Toasted slices taste amazing with butter.

Using Up Leftovers

When you have extra slices: Make bread pudding. Layer in a trifle. Use for amazing french toast. Create ice cream sandwiches.

After baking this bread more times than I can count and seeing so many happy faces, I've realized this double chocolate banana bread is more than just food - it's a way to get creative and make memories. Whether you're whipping it up for a birthday or just using bananas that would go bad, each loaf brings both comfort and a little celebration to your day.

Frequently Asked Questions

→ What’s special about natural cocoa?
It works with baking soda to rise properly. Dutch cocoa might throw off the balance.
→ Can frozen bananas work?
Absolutely! Just let them thaw and drain any extra liquid. A few chunks make it tastier.
→ Why is yogurt included?
It keeps the loaf super soft and moist. Swap with sour cream if you'd like.
→ Is this recipe muffin-friendly?
Totally! Bake at 425°F for 5 minutes, then 350°F for 14-15. Makes about a dozen muffins.

Chocolate Banana Loaf

Decadent banana loaf bursting with rich cocoa and chocolate chips. Ideal for those ripe bananas.

Prep Time
15 Minutes
Cook Time
60 Minutes
Total Time
75 Minutes
By: Aicha

Category: Desserts

Difficulty: Intermediate

Cuisine: American

Yield: 1 Servings (1 loaf)

Dietary: Vegetarian

Ingredients

→ Dry Ingredients

01 1/2 cup (41g) plain cocoa powder, unsweetened
02 1 teaspoon baking soda
03 3/4 cup (135g) semi-sweet chocolate chips, with an extra 2 Tablespoons (22g) for the topping
04 1/2 teaspoon salt
05 1 and 1/4 cups (156g) all-purpose flour, leveled off after spooning

→ Wet Ingredients

06 2 large eggs, brought to room temperature
07 1 teaspoon pure vanilla extract
08 1/4 cup (60g) plain yogurt or sour cream, at room temperature
09 1/2 cup (113g) unsalted butter, softened
10 2 Tablespoons (30ml) hot water
11 1 and 1/2 cups (345g) mashed ripe bananas (roughly 4 medium or 3 large ones)
12 3/4 cup (150g) white granulated sugar

Instructions

Step 01

Turn the oven on to 350°F (177°C). Spray a 9×5-inch loaf pan with nonstick spray. Put it aside for now.

Step 02

Grab a big bowl and whisk together the flour, salt, cocoa powder, and baking soda until smooth. Toss in 3/4 cup of chocolate chips and give it a mix. Set this mixture aside.

Step 03

Using an electric hand or stand mixer with a paddle or whisk attachment, whip the butter and sugar on high speed for around 2 minutes until it's all creamy and smooth.

Step 04

Keep the mixer on medium speed as you toss in the eggs one by one, letting each blend fully before the next. Then, add the mashed bananas, yogurt, and vanilla extract, mixing until smooth. Next, on low speed, add the dry mixture and hot water. Don't overdo the mixing! The batter will be thick.

Step 05

Scoop the batter into the greased baking pan and smooth it out. Sprinkle the rest of the chocolate chips over the top. Bake for 60-65 minutes, with foil lightly placed on top halfway through. It's done when a toothpick comes out dry with just a little moisture.

Step 06

Take the loaf out of the oven and let it sit in the pan on a cooling rack for 1-2 hours. Once cool, carefully remove, slice, and enjoy!

Notes

  1. Keep the bread on the counter for up to 5 days, or refrigerate it for a week.
  2. It tastes better the next day when the flavors come together.
  3. You can freeze it for as long as 3 months.
  4. Stick with natural cocoa powder for the best results—don’t go for Dutch-process.

Tools You'll Need

  • 9×5-inch pan
  • Electric mixer, handheld or stand
  • Big bowls for mixing
  • Cooling rack
  • Foil, for topping the loaf partway through

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Includes eggs
  • Contains dairy ingredients
  • Made with wheat

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: ~
  • Total Fat: ~
  • Total Carbohydrate: ~
  • Protein: ~